Category Archives: Uncategorized

Why Loan Descriptions and Q&A matter

Recently Lending Club instituted a new policy concerning investor interactions with potential borrowers. Previously, investors could ask potential borrowers basically anything at all, and borrowers could respond at will. The new policy, presumably done to protect borrower privacy, restricts investor … Continue reading

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April 2011: Loans By Credit Letter Density Plots

In a previous post, I examined density plots of all Lending Club loan data as of April 1, 2011.  I used past loan data to estimate the rate of return for each previously available loan at Lending Club.  Now I … Continue reading

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Welcome!

Welcome! This blog details my ongoing efforts to use computer modeling to assist me with loan investment choices at Lending Club. For those who don’t know, Lending Club is a peer-to-peer lending site.  Individual investors can offer to partially fund … Continue reading

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